Skip to main content

Saving Money When Raising a Child

Me and MadDad have managed to keep out of any real financial trouble while raising our two boys. I’m not saying it hasn’t been hard at times, but in the long run we’ve always kept a close eye on our finances and never done any spending where spending was not needed.

I’m often asked about how to raise children on a shoestring, but I don’t think it’s that difficult. While having a child is a huge drain on money, it’s been worth every penny as far as we are concerned. You can’t put a price on unconditional love.

My boys are now 6 and 7 years old, but I can remember my slight panic when we were preparing for Maxi. The Guardian reports that the cost of raising a child can be about £200,000, so you can guess that I was a little nervous. MadDad and I sat down and worked everything out, so we wouldn’t be hit by any financial troubles by the time we were parents.

The essentials

If you’re thinking of having a child, my main advice would be to put aside money for the essentials. I’m talking nappies, bottles, sterilising equipment, clothes and some baby-friendly detergent.  

Work out a budget for each of these every month, and stick to it. As baby gets bigger, you will need to expand that budget a little more, so keep tabs on it.

It’s probably not a good idea to cut corners when it comes to sterilising equipment, so don’t take the risk of cheap and nasty products. The same goes for baby-friendly detergent. As far as nappies go, you will find that supermarket own brands do the job just as well as expensive nappy brands. Don’t ever try to save a few pennies with really cheap nappies though, or run the risk of giving your little one a rash.

The bigger things

You’re going to need a pram or buggy, a cot and a car seat for one the little one gets a bit older.
You’d be surprised how often you can find prams and cots in charity shops or for sale second hand online. As long as they’re in good condition, there’s nothing wrong with getting another use out of them. A car seat is the only item that shouldn't be bought second hand unless you can guarantee they've never been in a car accident or accidentally dropped. You can still make savings even on new carseats by looking online at sites like Bambino Direct, who can offer generous discounts that you may not find on the high street.


Poor Mini often ends up with some of Maxi’s hand-me-downs.  I am not going to pass up the opportunity to save some money! I usually help him customise the hand-me-downs with his own appliques and designs, so in the end he prefers them to what I could buy in a store.

If you’re planning more than one child, keep everything from the first time round!


  1. Saving money
    Appreciate it a lot regarding revealing! People offer lots of beneficial tips and advice. Economic planning is vital and everybody ought of do this : perhaps commence at an early age. Yet, it's every bit as crucial to learn that there are solutions whenever individuals need to have funds quick such as having. Saving time and Saving energy

  2. I think saving money
    Many thanks lots pertaining to expressing! People offer you
    a great deal of valuable tips. Economic arranging is essential in addition to
    everybody must do it - even begin when young. Yet, it's every bit as imperative
    that you learn we now have options available whenever folks need to have money
    rapidly including having
    I think saving money


Post a Comment

I love comments and will try to respond to all

Popular posts from this blog

Win a XXL'MAN SIZE' Faux Leather Bean Bag for Fathers Day

I have a fab competition for you to win a  Man Sized Bean Bag just in time for Fathers Day from Bean Bag Bazaar , which is worth £69.99. We are big fans of bean bags as they make perfect additional seating and can be popped in the garage when not in use and we are looking forward to reviewing one in Maxi's new bedroom . a Rafflecopter giveaway

Win A Cineworld Family Ticket

It is half term for us next week and we will be off to our local Cineworld to See Turbo thanks to a complimentary family ticket.  We were blown away at how much effort Cineworld had put into making cinema going better value for families the last time we went.   In addition to Turbo and Cloudy with a chance of meatballs 2 ,  Cineworld are also  running their popular Movies For Juniors screenings throughout half term. They are showing ‘The Smurfs 2’ every morning and tickets for kids and their folks will be just £1.50 (or £1 if people book online with mycineworld). To win a family ticket (4 x tickets) to any film at your local Cineworld just complete the rafflecopter below – Good Luck x a Rafflecopter giveaway

Bissell Vac and Steam Machine Review and Giveaway

I have hard floors downstairs which I love.  They are much more practical than carpet with 2 mucky boys and a dog. Over the past 8 years I have tried all sorts of ways to keep them clean and I think I have finally found the product that does that for me. It is the  Bissell Vac and Steam Machine .  This amazing suel action machine vacuums and steam cleans either independently or at the same time.  It means that I have done away with my vacuum and steam cleaner downstairs (which I gave to my brother in law). What I like: You can either vacuum or steam clean or do both It is lightweight and easy to manoeuvre The handle is adjustable great for a home with people of different heights and for getting the kids involved. You need no chemicals The pads are washable and reusable It comes with a two year guarantee It warms up fast (within 30 seconds) so no long wait to start cleaning It costs under £100 It is space saving.  No need for a separate vacuum, steam cleaner or mop.