Being Money Savvy - Paying by Direct Debit

So over the coming weeks, I am going to be switching any bills that we do not already pay over to Direct Debit and I would love for you to join me and see just how easy it is.

I am all for making things easier and simpler and that is what paying by Direct Debit can do for you. As a busy mum of two boys finding time to manage household stuff is often the last thing on my agenda. Plus I would much rather do fun stuff than house admin!

Make sure you are money savvy. Why you should be paying by Direct Debits. How you can benefit from managing your payments with Direct Debit

I wish I had been taught how to budget and manage money when I was at school. I never really worried about my finances until I had children and we were trying to live on a smaller income! Now I try and make sure I have a handle on my money, rather than it having a handle on me!

First off, let's start at the beginning - What is a Direct Debit? In a nutshell, a Direct Debit is an instruction from you to your bank or building society to pay another account on an agreed date.

So I bet you are wondering how that can save you time, well quite simply you only have to set a Direct Debit up once and then you do not have to do it again. For people like me, it is great as I never get into trouble by paying bills late!

In addition to giving you more time to do the things you love, paying by Direct Debit can also save you money, which is a huge bonus.

The benefits of paying by Direct Debit:

No more queuing in real life or virtually on the phone to pay bills.
You only need to set up the Direct Debit once saving time for regular payments.
You can use it to pay regular bills even if they are of different amounts.
You can often get a discount on bills by paying Direct Debit.
No more late payment fees.
The Direct Debit Guarantee means that, in the unlikely event of an error in the payment of a Direct Debit, you’re entitled to a full refund from your bank or building society.

Let’s switch to Direct Debit together

So over the coming weeks, I am going to be switching any bills that we do not already pay over to Direct Debit and I would love for you to join me and see just how easy it is.

Fancy winning £10,000?

Even better once you have switched you can enter the Freedom Guaranteed prize draw to win £10,000.

This post first appeared on Mum in the Mad House

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